Buying your first home can often seem like a complicated and overwhelming process. Trying to understand the different terminology or gather information from comparison websites can send you around in circles.
At trufe. our network of experts aim to make arranging your first mortgage simple and straightforward.
This scheme enables you to borrow up to 95% of the purchase price of the property you want to buy, with the remaining 5% made up of your deposit.
The scheme is open to first-time buyers and home movers across the UK and launches in April. The 'guarantee' by the Government means they will partially pay back to the lender if the mortgage does default.
Contact us to make sure you're mortgage ready for the launch.
Following a brief, no-obligation chat to establish your situation, our network of experts can also advise on any action that may be required to ensure you are prepared for the launch.
At trufe. our network of advisors work with mortgages all day, every day. They understand the complexity of each mortgage on the market and how they compare to each other.
Offering valuable guidance to first-time buyers about government schemes from Help to Buy, Right to Buy, ISAs to Shared Ownership, our team of experts know what options are available to help save you money.
Many first time buyers start their mortgage journey with their bank and then look online at sponsored mortgages on comparison websites.
The team at trufe. have no affiliation with any provider and our network of mortgage advisors will search the whole mortgage market, including specialist lenders.
If you are ready to make an offer on your first home, then a 'mortgage in principle' will increase your chances of securing the property.
Arranged in a few hours from receiving proof of your earnings and a few other documents, a 'mortgage in principle' basically confirms the chosen mortgage provider is happy to lend you the money, assuming there are no surprises.
